Senior Finance, Credit Control & Commercial Leader
Finance and Commercial professional with 20+ years of experience across India, Kenya, and Ghana in FMCG, Retail, Manufacturing, Distribution, and Construction sectors.
Beyond finance, I'm passionate about web design and digital tools. I design and maintain websites, build custom HTML tools, and leverage AI to automate processes — blending financial acumen with technical creativity.
TSI Architects & Engineers · Manali, India
Lead commercial and financial operations for large-scale construction projects. Achieved procurement cost savings of 15–20% through strategic sourcing and supplier negotiations. Independently prepared project-wise financial statements (P&L, Balance Sheet, Cash Flow, Fund Flow) and all supporting schedules.
Devyani Food Industries Ltd (RJ Corp) · Nairobi, Kenya
Managed end-to-end AR, Credit Control, Collections & Logistics. Reduced logistics costs by ~10% and delivery turnaround by 15% through route optimization. Worked closely with CFO to prepare corporate financial statements (P&L, Balance Sheet, Cash Flow, Fund Flow) and all supporting schedules.
Hiralco Limited · Accra, Ghana
Managed finance operations across Ghana & Nigeria. Led budgeting, cash flow management, audit coordination, VAT compliance, and statutory filings.
Faces Cosmetics India Ltd · Gurgaon, India
Managed AR & AP across multiple regions. Reduced bad debt exposure through proactive credit monitoring. Ensured VAT, TDS, payroll compliance.
Koutons Retail India Ltd · Gurgaon, India
Managed financial operations for 135+ franchise retail stores. Oversaw franchise reconciliations, escrow accounts, and bank guarantees.
Nathpa Jhakri Joint Venture · Rampur Bushahr, H.P., India
Managed accounting records, general ledger, inventory control, and financial reconciliations for a major hydropower joint venture project.
Websites designed, built, and maintained — blending aesthetics with functionality.
Corporate website for a large-scale architectural and engineering firm. Showcases projects, services, and company profile with a professional design.
A finance-focused platform featuring data collection, presentation tools, and financial resources — combining my domain expertise with web design.
An e-commerce storefront designed for a retail business — featuring product display, shopping experience, and a clean, conversion-focused layout.
My personal showcase of custom-built HTML tools — utilities, calculators, converters, and automation tools created to solve real-world problems.
School of Management Studies, Maidan Garhi
Vallabh Govt. P.G. College, Summer Hill
M.L.S.M. College, Sundernagar
Professional certification in computerized accounting systems
Whether it's a finance leadership role, a web design project, or a collaboration opportunity — I'd love to hear from you.