Job Alignment Portfolio

Samarjeet Jamwal
Finance, Credit Control & Commercial Leadership

Credit Controller · Accounts Manager · Branch / Regional Operations · Depot & Logistics · Commercial Manager · AI‑Automated MIS

I've spent twenty years making receivables collectible, operations leaner, and numbers trustworthy — across India, Kenya and Ghana. This is a working map of where that experience lines up hardest with the roles I'm looking at next, built the way I build everything: with evidence, not adjectives.

Chandigarh, India +91 93179 50702 samarjeetjamwal@gmail.com
20+
Years, Finance & Commercial
3
Countries — India, Kenya, Ghana
15–20%
Procurement Cost Savings
135+
Franchise Accounts Managed
SJ
Finance · Credit · Commercial
Personal Summary

In my own words

I'm a finance and commercial professional who has spent two decades inside the machinery of Accounts Receivable, Credit Control, Order-to-Cash, and Commercial Operations — first in India, then across Kenya and Ghana. What I bring isn't theory; it's the muscle memory of closing an aging book, negotiating a supplier down 15–20%, and getting a delivery fleet 15% faster, all in the same career.

Along the way I picked up logistics, procurement, contract management and statutory compliance almost by necessity — the businesses I worked for needed one person who could hold finance and operations together, and I became that person. More recently, I've added something my earlier resumes didn't have: I use AI tools like Claude, Grok and DeepSeek as working partners to turn raw ERP exports into decision-ready MIS, faster than a spreadsheet ever could alone.

What follows is how I see my own fit — role by role, evidence first.

Languages & Reach

EnglishProfessional
HindiNative
SwahiliProfessional

Systems I Work In

SAP / Tally ERPDaily
Wiza / Techsmith / VestaWorking
Advanced ExcelExpert
Career Route

Twenty years, mapped like a supply chain

Given how much of my career has involved moving goods, cash and people across borders, it felt right to lay my own path out the same way — as a route, not just a list.

2000–2004
Rampur, India
Nathpa Jhakri JV — Account Executive
2004–2010
Gurgaon, India
Koutons Retail — Sr. Executive, Accounts & Commercial
2010–2015
Gurgaon, India
Faces Cosmetics — Asst. Manager, Accounts Receivable
2015
Accra, Ghana
Hiralco Limited — Manager, Finance & Commercial
2015–2023
Nairobi, Kenya
RJ Corp / Devyani — Manager, Credit Control & Logistics
2023–Now
Manali, India
TSI Architects & Engineers — Sr. Manager, Accounts & Commercial
Role Alignment

Where my experience fits — and how well

I've scored my own alignment honestly against each role, the way I'd assess a customer's credit risk: on evidence, trend, and track record — not optimism.

Credit Controller

Fit · 01
Alignment98%

This is the role I've quite literally done, full-time, for eight years in Nairobi — not adjacent to it.

  • Owned the full Accounts Receivable and Order-to-Cash cycle for a multi-market FMCG business
  • Rebuilt collections forecasting and aging-analysis discipline to bring down overdue receivables
  • Resolved billing disputes while protecting the customer relationship behind them
  • Wrote the AR policies and internal controls the credit function still runs on
AR ManagementO2CDebt RecoveryAging Analysis

Accounts Manager

Fit · 02
Alignment95%

I've run both sides of the ledger at once — receivable and payable — and reconciled accounts other people were afraid to touch.

  • Managed AR and AP together across multiple regions without either side slipping
  • Produced aging reports, bank reconciliations and management packs leadership actually relied on
  • Reconciled 135+ franchise store accounts, escrow accounts and bank guarantees with zero drama
  • Cut bad-debt exposure through credit monitoring, before it became a write-off conversation
AR & APReconciliationMIS ReportingCredit Risk

Branch / Regional Operations Manager

Fit · 03
Alignment90%

I've been the single point of accountability for finance, credit and logistics across an entire country operation — that's a branch role by any other name.

  • Held end-to-end finance, credit and logistics accountability for a Kenya-wide operation
  • Assessed viability for 135+ franchise stores, shaping real expansion and closure calls
  • Built the cross-team relationships — Sales, Finance, Operations — that keep a network moving as one
  • Comfortable being the finance face of the business to banks, auditors and regulators
P&L OwnershipStakeholder MgmtTeam LeadershipCompliance

Depot & Logistics Operations

Fit · 04
Alignment88%

Credit Control and Logistics reported to me together for seven years — the numbers below are what happens when cash flow and product flow are managed by the same person.

  • Carried joint accountability for receivables and logistics operations across Kenya
  • Cut delivery turnaround time by 15% through route and dispatch optimization
  • Reduced logistics costs by roughly 10% without touching service levels
  • Kept inventory controls and supply coordination in step with the AR book, not separate from it
Route OptimizationSupply ChainInventory ControlCost Reduction

Commercial Manager

Fit · 05
Alignment96%

This is the seat I currently sit in — procurement, contracts and vendor strategy for live, large-scale projects.

  • Lead commercial and financial operations for large-scale construction projects, right now
  • Delivered 15–20% procurement savings through strategic sourcing and negotiation
  • Own contract administration, keeping project budgets aligned to commercial terms
  • Manage vendor relationships and SLA compliance from negotiation through to delivery
ProcurementContract MgmtVendor NegotiationBudget Control

Country Finance & Compliance Manager

Fit · 06
Alignment85%

A role I don't always lead with, but one I've genuinely done — running the full finance function for two countries at once.

  • Managed finance and accounting operations across Ghana and Nigeria concurrently
  • Owned statutory compliance — VAT accuracy, tax filings and audit readiness
  • Delivered variance analysis and management reporting senior leadership acted on
  • Managed fixed assets, inventory controls and banking relationships end-to-end
Statutory ComplianceAuditBudgetingBanking
Specialization

AI-Automated MIS — the newest tool in a finance career

The fundamentals of MIS haven't changed. How fast I can produce it has.

For most of my career, MIS meant hours inside Excel — pivot tables, VLOOKUPs, manually rebuilding the same aging report every week. Over the last couple of years I've rebuilt that workflow around AI, and it's changed how quickly I can turn raw ERP data into something a CFO can actually act on.

"I don't ask AI to replace my judgement on the numbers — I ask it to remove the hours I used to spend formatting them."

I now treat tools like Claude, Grok and DeepSeek as reasoning partners for variance narratives, collection strategy options and cost-scenario modelling, and I use lightweight automation platforms to prototype internal tools that used to require a developer's time I didn't have.

  • 01Convert raw SAP / Tally / ERP exports into decision-ready dashboards through AI-guided workflows, not manual pivoting
  • 02Use Claude, Grok and DeepSeek as reasoning partners for aging analysis, collection strategy and variance narratives
  • 03Prototype small internal reporting tools using GitHub and Lovable AI, without waiting on a dev queue
  • 04Run Microsoft 365 Copilot inside the everyday reporting cadence to cut report-prep time meaningfully
AI-Automated MIS Claude Grok DeepSeek GitHub Lovable AI MS 365 Copilot
Core Competencies

The full toolkit behind every role above

Accounts Receivable Management Credit Control & Debt Recovery Order-to-Cash (O2C) Working Capital Management Cash Flow Forecasting Commercial Operations Financial Reporting & MIS Budgeting & Forecasting Procurement & Vendor Management Logistics & Supply Chain Coordination Contract Management Internal Controls & Compliance Audit Coordination Team Leadership Stakeholder Management Business Process Improvement